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Resource centre / Ownership budget

Ownership budget

What does this home cost beyond the mortgage?

Use actual quotes where possible. This is a cash-budget tool, not a mortgage qualification or rent-versus-buy analysis.

Your ownership expenses

Enter every figure, including 0 where appropriate. If taxes or insurance are collected with your mortgage payment, use the principal-and-interest payment here and enter those costs separately.

Keep closing costs, moving expenses, and renovations in a separate upfront budget. Do not include utilities twice if covered by a condominium fee. A maintenance reserve is planned savings, not a guaranteed annual expense.

A conversation when you need one

Want help checking a property budget?

Tell Corey what you are working through. Call or text 780-221-3088, or try the request form below.

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